Annual Group Insurance Premiums: Optional if this is already being payroll deducted pre-tax. For your annual total, multiply your per paycheck deduction by the number of paychecks you get each year.

Medical Reimbursement Election: This is the annual total of all your predicatble medical, dental, and OTC (over-the-counter) medications.

Dependent Care Election: This is your annual total of the qualified dollars you spend for daycare.

Number of paychecks you receive each year: For example, you get paid every other week (bi-weekly). This means you receive 26 paychecks per year.

* Estimated savings are calculated using a default 27.6% tax.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.