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Give Members Peace of Mind

Short-Term Disability

What are Short-Term Disability Benefits?

When an employee is suddenly injured off the job or faces an unexpected illness, they want to know they have income to pay bills and cover living expenses while they recover. If a short-term disability (STD) plan is in place, PBA can help administer this benefit.

STD is a financial benefit that pays a percentage of an employee’s salary for a specific amount of time when they are ill or injured and cannot work. Generally, STD pays 40 to 60 percent of the employee’s weekly income. Coverage usually starts from one to 14 days after an employee is injured or becomes ill. The duration of coverage may vary based on eligibility.

Plan Options

PBA can help administer an STD benefit plan by providing employers with either full administration assistance or by augmenting an employer’s administration of the benefit through PBA’s "Advice to Pay" service.

Full Administration

With full administration, PBA will adhere to the STD benefit guidelines when reviewing physician documentation, track STD time, and issue the STD benefit payment.

"Advice to Pay"

With "Advice to Pay", PBA will adhere to the STD benefit guidelines when reviewing physician documentation and advise the employer to make the STD benefit payment allowing the employer the flexibility of control.