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Flexible Plan Design

Employers who choose self-funding benefit from the flexibility to create a health plan designed to save money and still meet the needs of their business and employees. Traditional self-funded plans also allow employers the freedom to customize and adjust benefits plans as their needs change, improving cash flow and the ease of administration by centralizing services through a proven TPA like PBA. Employers only pay for actual claims, not projected costs.

The flexibility of self-funding also means plan design is an ongoing process. PBA reviews your current plan of benefits and previous claims experience. Once our team understands where your healthcare dollars are being spent, we recommend prudent steps. We also help modify health plans as the needs of your group and market conditions change based on experience and plan modeling tools. PBA provides a level of flexibility that is simply not available with traditional fully insured plans, and we are with you every step of the way as your plan design evolves.